TERMS OF USE:

PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE USING THIS WEBSITE (“WEBSITE”).
The Website and all information submitted, transmitted or used in connection with the Website is located and shall for all purposes be deemed to be located and used exclusively within and sent or transmitted exclusively to the United States of America. If you do not agree to all of the terms, conditions, and practices set forth below, do not access the Website or any of its pages. Use of the Website or any of its functions other than to view these Terms for the first time is an acceptance of the terms, conditions, and practices described in these Terms.

WE RESERVE THE RIGHT TO CHANGE THESE TERMS AT ANY TIME FOR ANY REASON. WE SUGGEST THAT YOU REVIEW THESE TERMS PERIODICALLY FOR CHANGES. SUCH CHANGES SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOU ACKNOWLEDGE THAT BY ACCESSING OUR WEBSITE AFTER WE HAVE POSTED CHANGES TO THESE TERMS, YOU ARE AGREEING TO THESE TERMS AS MODIFIED.

Copyright
Copyright in all information, materials and other content contained in this web site is owned by Tortuga Capital, LLC (“Tortuga Capital”) unless otherwise indicated, and is protected by US and international copyright laws and treaties. Tortuga Capital expressly prohibits the dissemination, reproduction or transmission of such information, materials and other content.

Disclaimers
The information, materials, and products and services available on or through this Website (the “Information and Services”) are current at the time of writing and are subject to change. No solicitation is made by Tortuga Capital to any person to use any Information or Services in any jurisdiction where the provision of such Information or Services is prohibited by law.

This Website is only intended for clients and interested investors residing in jurisdictions in which Tortuga Capital is registered or exempted by statute to provide investment advisory services. Please contact Tortuga Capital, LLC at 239.204.9059 to find out if the firm is registered or exempted to provide investment advisory services in jurisdictions where you reside or are domiciled. Tortuga Capital does not attempt to furnish personalized investment advice or services through this publication. Consult an investment professional before acting on any information contained herein. To the maximum extent permitted by law, Tortuga Capital disclaims any and all liability in the event any information, analysis, opinions and/or recommendations on this Website prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.

Nothing contained on this Website constitutes tax, legal, insurance or investment advice, nor is it intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold Tortuga Capital, its officers, managers, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of this Website, from your violation of these Terms or from any decisions that you make based on such information.

Investment products and services are available through Tortuga Capital. Investment products and services are not FDIC-insured, are not deposits or obligations of, or guaranteed by, any bank, and involve investment risks, including the possible loss of the principal amount invested. Investors should always obtain and read an up-to-date investment services description and disclosure documents before deciding whether to appoint an investment manager or to invest in a mutual fund.

The fact that Tortuga Capital has made the Information and Services provided on this Website available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product or service described on this Website is suitable or appropriate for you. Many of the products described on this Website involve significant risks, and you should not enter into any transactions unless you fully understand all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product or service should not be considered to be a disclosure of all risks or a complete discussion of the risks which are mentioned.

No Warranty
ALL INFORMATION AND SERVICES ARE PROVIDED “AS IS”, AND TORTUGA CAPITAL MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, AS TO NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. FURTHERMORE, TORTUGA CAPITAL DOES NOT WARRANT, EITHER EXPRESSLY OR IMPLICITLY, THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED ON THIS WEBSITE AND DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT THE WEBSITE WILL BE SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TORTUGA CAPITAL EXPRESSLY DISCLAIMS ALL LIABILITY FOR ERRORS AND OMISSIONS IN THE MATERIALS ON THIS WEBSITE AND FOR THE USE OR INTERPRETATION BY OTHERS OF INFORMATION CONTAINED ON THE WEBSITE.

Limitation of Liability
Tortuga Capital is not liable for any damages, losses or liabilities including without limitation, direct or indirect, special incidental, consequential damages, losses or liabilities, in connection with your use of this Website or your reliance on or use or inability to use the Information and Services, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Tortuga Capital is advised of the possibility of such damages, losses or expenses. Tortuga Capital has no responsibility to inform you of any difficulties experienced by Tortuga Capital or third parties with respect to the use of the Information and Services or to take any action in connection therewith.

Ownership of Intellectual Property
The content contained on this Website is owned or licensed by Tortuga Capital or its third-party information providers, and you may use such content only for personal, non-commercial use. You may not copy, distribute, modify, post, frame or deep link this Website, including any text, graphics, video, audio, software code, user interface design or logos. You may download content displayed on this Website for your personal, non-commercial use as long as you retain all copyright and other ownership designations associated with the materials.
Nothing contained on this Website should be construed as granting any license or right to use any trademark or service mark displayed on this Website without the express written permission of the owner of such trademark or service mark. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.

Hyperlinks
Your use of the hyperlinks on this web site to other Internet web sites is at your own risk. Tortuga Capital is not responsible for the content or accuracy of third-party web sites hyperlinked from this web site, nor does it guarantee the products or services offered on third-party web sites. You should review the privacy statements of a web site before you provide any personal or confidential information.

Transmission of Information
As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing the Website or communicating with Tortuga Capital through the Internet or other electronic and wireless services. Any computer system or other electronic device can experience unanticipated outages or slowdowns, or have capacity limitations. Electronic communications can be intercepted by third parties and, accordingly, transmissions to and from this Website may not be secure. Communications containing confidential information may be sent by mail to Tortuga Capital, 6801 Porto Fino Cir Ste 2, Fort Myers, FL 33912.

No Duty to Inquire
You agree that Tortuga Capital is not under any duty to inquire or assume responsibility as to the authenticity or propriety of any instructions given by you to Tortuga Capital. Tortuga Capital will not be liable for any loss, cost, expense, or other liability when following any instructions that Tortuga Capital reasonably believes to be genuine.
Use of Information and Services
You are permitted to use the Information and Services only for your own personal, non-commercial use. Unless otherwise authorized by Tortuga Capital in writing, you may not:
• Use this Website in any manner that could damage or overburden any Tortuga Capital server, or any network connected to any Tortuga Capital server.
• Use this Website in any manner that would interfere with another party’s use of the Website.
• Include the term “Tortuga Capital” or any Tortuga Capital trademark or executive’s name, or any variation of the foregoing, as a meta-tag or hidden textual element.
• Use this Website or the Information and Services in any manner that could create impression of affiliation or endorsement by Tortuga Capital.

Termination
Tortuga Capital may discontinue your use of the Information and Services at any time, for any reason or no reason. Any unauthorized use of this Information or Services shall result in automatic termination of your permission to use of the Information and Services.
Governing Law and Jurisdiction

By using the Website, you consent to the exclusive application of the laws of the State of Florida and the United States of America to your access and use of the Website; and further, you waive application of the laws of any other jurisdiction to your use of the Website. Any dispute relating in any way to your use of the Website, the submission or use of any information in connection with the Website, or these Terms shall be subject to the exclusive jurisdiction and venue of the courts located in Lee County, Florida, USA.

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